Valuation Tutor Lesson: Understanding the Business

Overview


Financial statement analysis is a set of techniques to analyze the financial performance of a company, to assess its strengths and weaknesses, and to compare it to other firms in the same industry.  It provides information about the past and current performance of a company.  It is also used to project the future performance of a company.  It is used by the company’s managers to improve performance, by analysts who provide recommendations on the company’s stock, by the company’s creditors who decide whether to lend money to the company, and by the shareholders of the company who are interested in the current performance of the company and in whether the company will continue to be profitable. 


A necessary condition for successful analysis of a company is to first understand the business.  This is summarized by the company’s business model, which describes how the company creates shareholder value.  For example, a company could decide to produce cars, computer chips, or operate retail stores.  The business model is described in Item 1, The Business, in a standard 10-K.   For example, IBM’s 2011 10-K filing states:

 BUSINESS MODEL


        The company's business model is built to support two principal goals: helping clients to become more innovative, efficient and competitive through the application of business insight and IT solutions; and providing long-term value to shareholders. The business model has been developed over time through strategic investments in capabilities and technologies that have superior long-term growth and profitability prospects based on the value they deliver to clients.


        The company's global capabilities include services, software, systems, fundamental research and related financing. The broad mix of businesses and capabilities are combined to provide integrated solutions to the company's clients.


        The business model is resilient, adapting to the continuously changing market and economic environment. The company continues to divest certain businesses and strengthen its position through strategic organic investments and acquisitions in higher-value segments like business analytics, smarter planet and cloud computing. In addition, the company has transformed itself into a globally integrated enterprise which has improved overall productivity and is driving investment and expanding participation in the world's fastest growing markets.

        This business model, supported by the company's financial model, has enabled the company to deliver strong earnings, cash flows and returns to shareholders over the long term.

Describing the Business Model with Porter’s Value Chain

An important concept, due to Porter (1985), is called the value chain which is defined from the firm’s business model.  This tells you the sequence of activities the company performs so you can see what the firm does; this lets you see where it is weak and where it is strong.  For example, think of a bookseller.  Given their assets (e.g., the store), the activities will consist of buying books from publishers (procurement), internal operations (receiving the books, putting them on the shelves, paying bills), marketing and sales (advertising, store displays, helping people find books), and customer service (special orders, returns).   The activities help you decide what to look for when identifying their business strategy and evaluating their performance.

In Porter’s original formulation, the value chain was separated into two types of activities: primary and support activities.  Primary Activities were identified by Porter as:


Inbound Logistics, Operations, Outbound Logistics, Sales and Marketing, and Customer Service


Support Activities were identified by Porter as:


Procurement,  Human Resource Management, Infrastructure, and Technology Management.


In Valuation Tutor, this “default” value chain is shown as follows:



You can see the primary activities in the chart and the support activities below.


The Value Chain and the 10-K


Constructing a chain for an individual firm requires us to identify the key primary and secondary activities.  Let us do this for IBM.

 Step 1: Locating the Business Model


In Valuation Tutor, bring up IBM’s 10-K.  In this example, we will use the 2010 10-K, filed in February 2011.  Choose IBM as the stock, set the filing date, click the “Complete Filing” tab, and find “Part 1” of the 10-K from the Quick Links, and scroll down to Item 1:

The last part of the first paragraph states: “IBM solutions typically create value by reducing a client's operational costs or by enabling new capabilities that generate revenue. These solutions draw from an industry leading portfolio of consulting, delivery and implementation services, enterprise software, systems and financing.
If you scroll down the report a little bit, you will see:
Consistent with this strategy IBM is leveraging its capabilities to build and expand strong positions in targeted growth areas. IBM's growth initiatives include Smarter Planet, Growth Markets, Business Analytics and Optimization and Cloud Computing. Each initiative represents a significant growth opportunity with attractive profit margins for IBM.”
Step 2:  Identifying the Activities
In part 1of the 10-K, the Business Model and Strategy is defined in general terms.  A firm’s organization chart on the other hand provides information about the structure of an organization and the relationships among its important parts in terms of positions or jobs.  As a result, combined an organization chart and Part 1 of the 10-K provides more comprehensive information about how the firm is implementing its business model.  In a standard 10K firms typically don’t disclose a detailed organization chart but they do disclose the job title descriptions of their executive officers that in turn provide important information about their organization chart.  That is, how the firm has organized human resources around their business model in order to efficiently implement this model.  We can use this information to help identify what the firm views as their value adding activities.
A good starting point therefore, is to first identify how IBM has organized its activities.  After all, if an activity is an important part of what they do, it is likely that there is someone in charge of that activity! You can search for terms like “executive officers” by clicking the “Find on Page” button.  This leads to:
So some specific titles that help identify the primary activities are:
·         Systems and Technology
·         Global Technology Services (GTS)
·         Sales, Marketing and Strategy
·         Research and Intellectual Property
·         Global Business Services
·         GTS Services Delivery
Now, let’s put these together with the business model in Part 1.  A section is reproduced here, and we have highlighted terms that match the titles above:
The company’s business model is built to support two principal goals: helping clients succeed in delivering business value by becoming more innovative, efficient and competitive through the use of business insight and IT solutions; and providing long-term value to shareholders. The business model has been developed over time through strategic investments in capabilities and technologies that have the best long-term growth and profitability prospects based on the value they deliver to clients.
The company’s global capabilities include services, software, systems, fundamental research and related financing. The broad mix of businesses and capabilities are combined to provide business insight and solutions for the company’s clients.
The business model is resilient, adapting to the continuously changing market and economic environment. The company continues to divest commoditizing businesses and strengthen its position through strategic organic investments and acquisitions in higher-value segments like business analytics, smarter planet and cloud computing. In addition, the company has transformed itself into a globally integrated enterprise which has improved overall productivity and is driving investment and expanding participation in the world’s fastest growing markets.
Drawing from the above related information we can identify the following primary activities for IBM:
1.      Research and Intellectual Property
2.      Sales, Marketing and Strategy
3.      Global Service Project Formation (Technology and Business)
4.      Global Services Project Operations
5.      Global Service Projects Delivery
6.      Customer Relationship Management
This is depicted in Valuation Tutor below:

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